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287 About the Authors Michael S. Barr is Professor of Law at the University of Michigan Law School. Barr served as Assistant Secretary of the Treasury for Financial Institutions and was a principal architect of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Ron Borzekowski is a Research Section Chief at the Consumer Financial Protection Bureau. He served as Senior Economist at the Board of Governors of the Federal Reserve System and as Deputy Research Director for the Financial Crisis Inquiry Commission. Jane K. Dokko is an economist in the household and real estate finance section of the Board of Governors of the Federal Reserve System. Eleanor McDonnell Feit is Research Director of the Customer Analytics Initiative at the Wharton School of the University of Pennsylvania. Benjamin J. Keys is Assistant Professor at the Harris School of Public Policy at the University of Chicago. Keys previously worked as an economist at the Board of Governors of the Federal Reserve System in the division of research and statistics. Elizabeth K. Kiser is an Assistant Director in the division of research and statistics at the Board of Governors of the Federal Reserve System. 288 michael s. barr Sendhil Mullainathan is Professor of Economics at Harvard University and Assistant Director for Research at the Consumer Financial Protection Bureau. He founded Ideas42, a behavioral economics research institute. Eldar Shafir is the William Stewart Tod Professor of Psychology and Public Affairs in the Department of Psychology and the Woodrow Wilson School of Public and International Affairs at Princeton University. He serves on President Obama’s Advisory Council on Financial Capability. He is a codirector of Ideas42. ...

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