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Findings of a Ten-Nation Survey
This report shares results of a regionwide survey undertaken in late 2007 among over 2,000 students from leading universities across ASEAN member countries. The survey addressed questions on whether youths today consider themselves to be citizens of ASEAN; whether the region's youth are enthusiastic or skeptical about ASEAN; how well the region's youth know ASEAN and its members; and their concerns for the Association and the region. Survey findings indicate a nascent sense of ownership and stake in ASEAN, despite some clear differences in knowledge and opinions on the grouping. It is interesting to note that the students agreed on the importance of economic cooperation and addressing poverty and development needs; and share a desire to know more about the region. Responses from the survey provide a useful source of information for ASEAN policy-makers on promoting awareness about ASEAN and the challenges and opportunities the region faces in pursuing regional integration.
Changing the Way America Saves
Automatic offers an innovative new way to think about how Americans can save for retirement.
Over the past quarter century, America's pension system has shifted away from defined benefit plans and toward defined contribution savings programs such as 401(k)s and IRAs. There is much to be done to improve the defined contribution system. Many workers fail to participate and those who do often contribute too little, invest the funds poorly, and are not adequately prepared to manage funds while in retirement.
To resolve these problems, the authors propose that employees should be automatically enrolled into a 401(k) plan when they are hired, with the right to opt out, change the amount that they contribute, or change investment choices if they choose. If the employer does not sponsor a 401(k) or similar retirement plan, they would be enrolled in a payroll deduction Automatic IRA. This vision of a transformed defined contribution system incorporates key positive features of defined benefit plans to improve retirement security. Employess contributions would increase over time, their investments would benefit from professional management and rebalancing, and they would receive lifetime income upon retirement. These automatic features will make the 401(k) and similar plans a more effective tool for retirement saving, and they can be extended to the many workers who do not currently have access to an employer plan.
In Automatic, the authors present proposals to implement automatic features in all phases of the 401(k) and in IRAs for workers with no employer plan. They also draw from the experience of countries that have implemented automatic saving structures.
Le Québec et la Catalogne à l'heure du libre-échange et de la Communauté européenne
Les nationalismes catalan, québécois et canadien - Le Québec, ses régions et la décentralisation - Le libre-échange - Le droit international à l'information face aux technologies de communication - Le marketing au Québec - Politique culturelle et gestion de la culture - Autonomie politique et conflit linguistique - Sentiment national et langue - Perspective culturelle.
En tenant compte des perspectives de géographes et de communicologues, tant Français que Québécois, les auteurs présentent la problématique des rapports entre territoires et techniques de communication. Ils analysent ensuite des cas spécifiques d'expérimentation des TIC en France et au Québec (Parthenay, Hiérapolis, UBI, etc.) observés, tour à tour de l'intérieur et de l'extérieur et, finalement, s'interrogent sur la position des villes et des régions dans le développement des autoroutes de l'information.
Global Lessons from the Financial Crisis
The financial crisis that began in 2007 in the United States swept the world, producing substantial bank failures and forcing unprecedented state aid for the crippled global financial system. Bringing together three leading financial economists to provide an international perspective, Balancing the Banks draws critical lessons from the causes of the crisis and proposes important regulatory reforms, including sound guidelines for the ways in which distressed banks might be dealt with in the future.
While some recent policy moves go in the right direction, others, the book argues, are not sufficient to prevent another crisis. The authors show the necessity of an adaptive prudential regulatory system that can better address financial innovation. Stressing the numerous and complex challenges faced by politicians, finance professionals, and regulators, and calling for reinforced international coordination (for example, in the treatment of distressed banks), the authors put forth a number of principles to deal with issues regarding the economic incentives of financial institutions, the impact of economic shocks, and the role of political constraints.
Offering a global perspective, Balancing the Banks should be read by anyone concerned with solving the current crisis and preventing another such calamity in the future.
What's Wrong with Banking and What to Do about It
The past few years have shown that risks in banking can impose significant costs on the economy. Many claim, however, that a safer banking system would require sacrificing lending and economic growth. The Bankers’ New Clothes examines this claim and the narratives used by bankers, politicians, and regulators to rationalize the lack of reform, exposing them as invalid. Anat Admati and Martin Hellwig argue that we can have a safer and healthier banking system without sacrificing any of its benefits, and at essentially no cost to society. They seek to engage the broader public in the debate by cutting through the jargon of banking, clearing the fog of confusion, and presenting the issues in simple and accessible terms.
The Fall and Rise of Central Banking
The crash of 2008 revealed that the world's central banks had failed to offset the financial imbalances that led to the crisis, and lacked the tools to respond effectively. What lessons should central banks learn from the experience, and how, in a global financial system, should cooperation between them be enhanced? Banking on the Future provides a fascinating insider's look into how central banks have evolved and why they are critical to the functioning of market economies. The book asks whether, in light of the recent economic fallout, the central banking model needs radical reform.
Supported by interviews with leading central bankers from around the world, and informed by the latest academic research, Banking on the Future considers such current issues as the place of asset prices and credit growth in anti-inflation policy, the appropriate role for central banks in banking supervision, the ways in which central banks provide liquidity to markets, the efficiency and cost-effectiveness of central banks, the culture and individuals working in these institutions, as well as the particular issues facing emerging markets and Islamic finance. Howard Davies and David Green set out detailed policy recommendations, including a reformulation of monetary policy, better metrics for financial stability, closer links with regulators, and a stronger emphasis on international cooperation.
Exploring a crucial sector of the global economic system, Banking on the Future offers new ideas for restoring financial strength to the foundations of central banking.
A History of the Bankruptcy Court for the Northern District of Ohio
Not a history of bankruptcy law, Murnane's work is a social and institutional history of the Bankruptcy Court for the Northern District of Ohio. The work explains the development of the court and the story of the people who worked there and of those who sought refuge in the bankruptcy court, within the context of northern Ohio's changing economy. The story of this particular bankruptcy court also illustrates the historical evolution of bankruptcy as an American institution.
The Politics of Tourism in the Arab World
Seven Days with Second-Order Cybernetics
Heinz von Foerster was the inventor of second-order cybernetics, which recognizes the investigator as part of the system he is investigating. The Beginning of Heaven and Earth Has No Name provides an accessible, nonmathematical, and comprehensive overview of von Foerster’s cybernetic ideas and of the philosophy latent within them. It distills concepts scattered across the lifework of this scientific polymath and influential interdisciplinarian. At the same time, as a book-length interview, it does justice to von Foerster’s élan as a speaker and improviser, his skill as a raconteur.Developed from a week-long conversation between the editors and von Foerster near the end of his life, this work playfully engages von Foerster in developing the difference his notion of second-order cybernetics makes for topics ranging from emergence, life, order, and thermodynamics to observation, recursion, cognition, perception, memory, and communication.The book gives an English-speaking audience a new ease of access to the rich thought and generous spirit of this remarkable and protean thinker.