Law Relating to Banking in Hong Kong

Index

Index Abu Dhabi 307 , 308, 309, 313 Acceptance 12,14 , 21, 22, 24, 25, 33, 36,41 presentment for 43^ 5 Acceptor 12,23,24,26,30,41,43 , 46,47,51,54,55,103 Accommodation party 3 0 Accord and satisfaction 25 5 Account 10 , 95, 148 Account payee 6 3 Accountants 110 , 123 Adjudication 25 6 Administrator 123,20 5 Advertisement 11 9 Advisory letter 30 3 Affidavit 23 4 Agency 28,75-10 5 Agency of necessity 8 2 Agent 1,4,18 , 26, 28, 50, 56, 75105 ,114,140,141,158,169,205, 208-220 Aircraft 21 2 Aliase 11 3 All money mortgage 20 2 Allonge 2 9 Alteration 57-5 9 Amalgamation 26 3 Amount 1 8 And company 6 1 Annuity 11 1 Arabic numerals5 & Arbitration 3 , 116 , 161 Arrangement 25 0 Articles o f associatio n 120 , 149 150 , 160-162, 232, 261 Assets 178,183,264,270,283,28 9 Assign 18 3 Assigned 11 1 Assignee 44,49 , 124 Assignment 111 , 124-125 , 200 , 214, 258 Association clause 16 0 At sight 1 7 Attachment 25 8 Attorney General 31 4 Auction 21 4 Auctioneer 75 , 77, 90 Audit 27 0 Auditors 30 3 Authorized institution 297,305,31 0 Automated teller machine 28 3 Automatic crystallization 18 4 Back-to-back letter of credit 23 9 Bad title 19 9 Bailee 76,7 8 Bailment 82 , 105 Bailor 8 2 Bank draft 1 0 Bank failures 274,28 1 Bank guarantee 24 5 Bank note 9 , 59 Bank of Credit and Commerce Hong Kong 5,249,285,307-31 9 Bank of Credit and Commerce International 307 , 308, 318 345 346฀Index฀ Bank of England 280 , 281 Bank statements 38 , 321-332 Bank teller 9 7 Banker 75,28 2 Banking (Cod e of Conduct) Guideline 1986 30 2 Banking (Loan Approvals, Records and Provisions ) Guidelin e 1987 30 2 Banking crisis 27 9 Banking licence 282 , 28 3 Banking practice 27 9 Bankrupt 5,44,49 , 107,129 , 204, 249-277, 287 Bankruptcy 107 , 134 , 137 , 221, 241, 249-277 Barrister 7 5 Basic Law 19 6 Basle Agreement 28 7 Bearer 10 , 13, 14, 29, 72 Bearer bill 19,28,37,40,5 5 Bearer bond 1 0 Bearer cheque 29 , 30 Bearer debenture 10 , 179 Bearer document 9 Bearer scrip certificate 1 0 Bearer shares 22 9 Bill of lading 13,30 1 BiU of exchange 4,10-59,136,154 , 291 Blank 2 9 Body corporate 139-14 8 Bona fide 80,166,170,17 1 Bonds 22 9 Bonus shares 23 2 Book debts 184,25 8 Branch 51,6 1 Breach of duty 17 5 Breach of trust 17 5 Bribe 9 6 Broker 75,7 6 Brokerage 30 1 Business name 10 7 Calls 23 2 Cancellation 5 6 Capacity 11,4 4 Capital 120 , 121 , 131, 132 , 133, 159-160, 177 Capital adequacy 28 7 Capital adequacy ratio 28 7 Capital base 287 , 293 Carriage 2 Cash 19,61,67,187,266,28 9 Central bank 31 1 Certificate of crystallization 18 5 Certificate of incorporation 14 9 Chancery 7 5 Charge 11 3 Cheque 4,10,16,22,26,27,29,36 , 40, 45, 59-71, 83, 104, 136, 154 forged 3 9 Cheque form 11,5 9 Chief executive 15 4 Child 11 0 Chinese borrowing note 7 2 Chinese characters 18 , 58, 150 Civil procedure 3 Clan 198 , 205, 207 Clearing House 6 1 Clog 18 0 Cohabitation 87 , 101 Collateral 195 , 212, 276 Collateral mortgage 20 1 Collateral security 7 2 Collecting bank 61-6 7 Commission 4 , 77, 93, 102 , 159, 294 Commission agent 7 5 Commissioner o f Bankin g 303 , Index฀347฀ 308-316 Commissioner of Rating and Valuation 20 7 Committee 12 6 Committee of inspection 255 , 26 9 Commonlaw 32,75 , 93,108,131 , 158, 197, 245, 279 Companies Registry 208 , 234 Company 1 , 2, 16, 17, 26, 85, 96, 104, 136, 139-193 Competition 12 2 Composite signature 2 7 Composition 242,25 5 Compromise 249 , 251, 255, 261, 262 Computer 3 Conclusive evidence clauses 321 332 Conditional guarantee 23 8 Confirming agent s 7 7 Conflict of interest 95 , 170, 210 Conglomerates 24 9 Consumer Council 31 8 Consideration 31,32 , 202, 247 Consignor 1 4 Constructive delivery 4 0 Contempt of court 26 0 Continuing guarantee 23...