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ABOUTTHE AUTHORS Julia Sass Rubin is assistant professor at the Edward J. Bloustein School of Planning and Public Policy at Rutgers University. Rachel G. Bratt is professor in the Department of Urban and Environmental Policy and Planning at Tufts University and a Visiting Scholar of Housing Studies at the Joint Center for Housing Studies at Harvard University. Kathleen C. Engel is associate professor of law at the Cleveland-Marshall College of Law at Cleveland State University. Marianne A. Hilgert is a masters student in the Division of Family Studies and Human Services at Kansas State University, and previously worked as a research assistant for the Division of Consumer and Community Affairs at the Federal Reserve Board. Jeanne M. Hogarth is manager of the Consumer Education and Research Section in the Division of Consumer and Community Affairs at the Federal Reserve Board. Robinson Hollister is Joseph Wharton Professor of Economics at Swarthmore College. Jane Kolodinsky is chair and professor in the Department of Community Development and Applied Economics at the University of Vermont. Patricia A. McCoy is George J. and Helen M. England Professor of Law at the University of Connecticut School of Law. Daniel Schneider is a doctoral student in Sociology at Princeton University. He previously worked as a research associate at the Harvard Business School. x AbouttheAuthors LisaServonisassociateprofessoratMilano,theNewSchoolforManagement and Urban Policy, and director of the Community Development Finance Project. Peter Tufano is a senior associate dean and Sylvan C. Coleman Professor of Financial Management at Harvard Business School. Marva E. Williams is Senior Program Director for LISC-Chicago. ...

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