Fringe Banking: Check-Cashing Outlets, Pawnshops, and the Poor

Contents

Contents List of Tables and Figures ix Preface and Acknowledgments xi Why Study Fringe Banks? 1 1 Four Themes 5 2 A Brief History of Pawnbroking and Commercial Check Cashing 12 3 Contemporary Fringe Banking 36 4 Who Uses Fringe Banks and Why? 68 5 Explaining the Boom in Fringe Banking 84 6 Regulating Fringe Banks 111 7 Policies To Make Deposit Accounts More Accessible 128 Concluding Comments 139 Bibliography 151 Index 157 vii ...