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This volume serves as a valuable reference for researchers and policymakers who seek a deeper understanding of how, why, and which students borrow for their postsecondary education; how this borrowing may affect later decisions; and what measures can help borrowers repay their loans successfully.

Table of Contents

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  1. Frontmatter
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  1. Title page, Copyright page, dedication
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  1. Contents
  2. pp. vii-viii
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  1. Acknowledgments
  2. p. ix
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  1. 1 - Introduction
  2. Brad Hershbein, Kevin M. Hollenbeck
  3. pp. 1-10
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  1. 2 - The Evolution of Student Debt in the United States
  2. Sandy Baum
  3. pp. 11-36
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  1. 3 - Measuring Student Debt and Its Performance
  2. Meta Brown, Andrew Haughwout, Donghooh Lee, Joelle Scally, Wilbert van der Klaauw
  3. pp. 37-52
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  1. 4 - The Distribution of College Graduate Debt, 1990-2008: A Decomposition Approach
  2. Brad Hershbein, Kevin M. Hollenbeck
  3. pp. 53-116
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  1. 5 - Understanding Changes in the Distribution of Student Loan Debt over Time
  2. Elizabeth Akers, Matthew M. Chingos, Alice M. Henriques
  3. pp. 117-136
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  1. 6 - College Costs and Financial Constraints: Student Borrowing at For-Profit Institutions
  2. Stephanie Riegg Cellini, Rajeev Darolia
  3. pp. 137-174
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  1. 7 - Private Student Loans and Bankruptcy: Did Four-Year Undergraduates Benefit from the Increased Collectability of Student Loans?
  2. Xiaoling Ang, Dalie Jimenez
  3. pp. 175-234
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  1. 8 - Default and Repayment among Baccalaureate Degree Earners
  2. Lance J. Lochner, Alexander Monge-Naranjo
  3. pp. 235-286
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  1. 9 - The Effects of Student Loans on Long-Term Household Financial Stability
  2. Dora Gircheva, Jeffrey Thompson
  3. pp. 287-316
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  1. 10 - Making Sense of Loan Aversion: Evidence form Wisconsin
  2. Sara Goldrick-Rab, Robert Kelchen
  3. pp. 317-378
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  1. 11 - Federal Student Loan Policy: Improving Loan Design, Repayment, and Consumer Protections
  2. Lauren Asher, Debbie Cochrane, Pauline Abernathy, Diane Cheng, Joseph Mais, Jessica Thompson
  3. pp. 379-410
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  1. 12 - Loans for Educational Opportunity: Making Borrowing Work for Today's Students
  2. Susan Dynarski, Daniel Kreisman
  3. pp. 411-414
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  1. 13 - Measuring the Benefits of Income-Based Repayment for Graduate and Professional Students
  2. Jason Delisle, Alex Holt, Kristin Blagg
  3. pp. 415-446
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  1. Authors
  2. pp. 447-448
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  1. Discussants
  2. pp. 449-450
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  1. Index
  2. pp. 451-472
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  1. About the Institute
  2. p. 473
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