Front Cover

pdf iconDownload PDF
 

Title Page

pdf iconDownload PDF
 

Copyright Information

pdf iconDownload PDF
 

Table of Contents

pdf iconDownload PDF
 

read more

Introduction

pdf iconDownload PDF

pp. 1-18

Money is one of those words with multiple meanings. Economists tell us that it serves as a medium of exchange, or the way in which actors in an economy pay for goods and services. It also is a . . .

read more

2 Payments in Flux: Megatrends Reshape the Industry

pdf iconDownload PDF

pp. 19-35

Payments is a complex industry in which change often occurs without warning. Today, three major technology trends could profoundly shift the pace and direction of evolution across the payments . . .

read more

3 Innovation and Evolution of the Payments Industry

pdf iconDownload PDF

pp. 36-76

Technological developments involving the Internet, web-based software, wireless communication, computers, and data analytics are coming together in ways that promise to transform how consumers and . . .

read more

4 Consumer Behavior and the Future of Consumer Payments

pdf iconDownload PDF

pp. 77-101

A billboard ad for a prepaid long-distance telephone card once ran the slogan “Now you can call your loved ones and not think about how much it costs.” The ad points to a basic dilemma in consumer . . .

read more

5 The Future of Consumer Payments: An Insider's Perspective

pdf iconDownload PDF

pp. 102-112

The payments industry that I know is both global and dynamic. It is without a doubt a highly competitive industry, one that is rapidly innovating and evolving. It is an industry that exists in various stages, . . .

read more

6. Competition Policy Issues in the Consumer Payments Industry

pdf iconDownload PDF

pp. 113-126

At the completion of a sale, money changes hands. Money changing hands could be in cash or checks, and, for the last few decades, also be in electronically transmitted funds or a guarantee of prompt . . .

read more

7 Keeping Electronic Money Valuable: The Future of Payments and the Role of Public Authorities

pdf iconDownload PDF

pp. 127-139

The weekend of September 13–14, 2008, we watched a long simmering financial crisis boil over. One institution that seemed to define financial stability disappeared; another sold itself for . . .

Contributors

pdf iconDownload PDF

pp. 141-141

Index

pdf iconDownload PDF

pp. 143-150

Back Cover

pdf iconDownload PDF